Are you behind in your mortgage payments? Is the bank foreclosing on your homestead? Are you scared of losing your house? Robert J. Lee can help.
Florida Foreclosure Law
Foreclosure in Florida occurs when you fall behind in your mortgage payments and the lender decides to seize the loan’s collateral: your home. In most cases, the lender will wait up to 120 days after your first missed payment to begin the foreclosure process. At this time, the lender will send you a letter informing you of its intent to foreclose. After you have received this letter, you have 30 days to pay the deficiency. If you are not able to bring the loan current, the lender will begin formal foreclosure proceedings.
Florida law requires lenders to engage in judicial foreclosure, which means that a lender must file a lawsuit in order to foreclose on your home. You will receive a Notice of Foreclosure when the process begins, and you will have 20 days to take action. If you don’t respond by the deadline, the lender will most likely be granted a default judgment and your home will be sold. If you do respond within 20 days, a hearing will be scheduled to determine whether the lender has the right to sell the home.
Hiring an Attorney
If your lender has initiated foreclosure proceedings, hiring an attorney is in your best interest. Because the process can move quickly, it is important to take action as soon as you learn of the lender’s intent. . A qualified attorney can help you fight the foreclosure process and remain in your home. In addition, because foreclosure law is always evolving, having an experienced attorney who is up-to-date on the latest changes will ensure that you are properly prepared for your case
Robert J. Lee is experienced in Foreclosure Defense. He has represented hundreds of clients facing foreclosure, and he has been successful in helping many of them to protect their homes. Although the number of foreclosure cases in South Florida has decreased, the threat is still real for many homeowners. If you are in the midst of foreclosure, you need an attorney who has been there through it all.
I’ve defended hundreds against foreclosure proceedings brought on by the banks; let me help you defend yours. Call 305-503-5322 now for a free consultation.